Get a quote for insurance that matches your NDIS nursing work.
If you are a registered nurse, enrolled nurse, nurse practitioner, sole trader or nursing business supporting NDIS participants, make sure your insurance reflects the services you actually provide.
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Have your ABN and estimated annual income ready. It takes only a few minutes to start.
When getting a quote, select the occupation that accurately describes your nursing work and disclose all clinical and NDIS services. Need help finding the right cover? Call BizCover on 02 8287 6576.
Do nurses working in the NDIS need insurance?
If you are self-employed, contract directly with participants, work under your own ABN or operate a nursing business, you need insurance arrangements that cover your NDIS nursing practice. The Nursing and Midwifery Board of Australia requires practising nurses to have appropriate professional indemnity insurance arrangements.
If you are employed by an NDIS provider or agency, your employer may provide professional indemnity cover. Check that it applies to your role, clinical duties and places of work. If you also do private or contract nursing work, you may need your own cover for that work.
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What insurance may an NDIS nurse need?
The cover you need depends on your scope of practice, whether you are employed or self-employed, the contracts you hold and whether you run a business. These are the main types of cover to discuss when arranging insurance.
Professional indemnity insurance
Professional indemnity insurance is the key cover to ask about for nursing work. It may respond if a claim alleges that your professional service, advice, clinical judgement, error or omission caused harm or loss. If you are self-employed, make sure the policy is appropriate for your full nursing scope of practice.
Public liability insurance
Public liability insurance may cover claims for injury or property damage connected with your business activities. It can be particularly relevant if you visit participants in their homes or provide services in the community.
Personal accident and illness cover
If you are self-employed, personal accident and illness cover may be worth considering. It can help protect your income or business expenses if illness or injury stops you from working, subject to the policy terms.
Cover for your business as it grows
If you employ staff, engage subcontractors, use your car for work or hold participant information, speak to an insurer or broker about any additional cover your business may need.
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How much does NDIS nurse insurance cost?
There is no one price for NDIS nurse insurance. The cost can depend on the nursing services you provide, your expected annual income, claims history, business structure, work locations, cover limits, excess and whether you employ people or use contractors.
The quickest way to find your likely price is to get a tailored quote based on your actual services. Do not rely on a generic support-worker price if you provide clinical nursing services.
You will usually need an estimate of your annual income. Use our annual income calculator to estimate your expected revenue from your planned hours, rate and working weeks.
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Get an NDIS nurse insurance quote in three steps
- Have your details ready. Bring your ABN, estimated annual income, business structure, claims history and a clear description of the nursing and NDIS services you provide.
- Describe your work accurately. Select a nursing occupation that matches your actual role and tell the insurer or broker about all clinical activities, participant settings and NDIS services.
- Check the policy before you buy. Review the cover limits, exclusions, excess and policy wording. Confirm that the policy covers your full scope of nursing practice and any contractual or NDIS-provider requirements.
Are you an NDIS nurse working as a sole trader or contractor?
If you invoice under your own ABN, contract directly with participants or provide services outside an employer's arrangement, do not assume another organisation's insurance covers you. Get a quote that reflects your own services, income and work arrangement.
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NDIS nurse insurance FAQs
What insurance do nurses need for NDIS work?
Nurses need appropriate professional indemnity insurance arrangements for their nursing practice. Depending on their work arrangement and services, they may also need or choose public liability, personal accident and other business cover.
Do I need my own insurance if I work for an NDIS provider?
Possibly not for that employment alone, if your employer's arrangements cover your role and activities. Check this with the employer. You may need separate arrangements for private, contractor or other self-employed nursing work.
Do I need professional indemnity insurance as an independent NDIS nurse?
Yes. Self-employed nurses need their own appropriate professional indemnity cover.
How much does insurance cost for a sole-trader NDIS nurse?
The price is based on your individual work and risk profile. Get a tailored quote after accurately describing your nursing and NDIS services.
Can I use a support-worker insurance policy for nursing work?
Only if the insurer or broker confirms the occupation selection and policy cover your nursing qualifications and every activity you perform. Do not assume a generic support-worker classification automatically includes clinical nursing services.
Get covered for your NDIS nursing work
Start your quote today, then make sure the insurer or broker knows you are a nurse working with NDIS participants and understands every service you provide.
GET AN NDIS NURSE INSURANCE QUOTE →
MyCareSpace is a referral partner of BizCover Pty Ltd (ABN 68 127 707 975; AFSL No. 501769) and may earn a commission if you buy a policy through its website. MyCareSpace does not provide insurance advice. The information on this page is general only and does not consider your individual circumstances. Read the relevant Product Disclosure Statement and confirm the policy suits your work before purchasing.
Sources: Nursing and Midwifery Board of Australia; NMBA professional indemnity insurance fact sheet; NDIS Practice Standards and Quality Indicators.
