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NDIS Service Provider - Business Insurance

by Bianca S. | NDIS Expert
Last Updated: July 2026
NDIS Service Provider - Business Insurance
NDIS

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Protect your NDIS business assets

You will need: your ABN and an estimate of your Yearly Income (How do I calculate this?)

Why does an NDIS service provider need Business Insurance?

Whether you have just served your first NDIS customer or have been in business for many years, you have put a great deal of time and effort into building your NDIS business. The NDIS Quality and Safeguards Commission requires all registered NDIS providers to hold Professional Indemnity, Public Liability, and Personal Accident Insurance — but these do not cover your business assets from unexpected events like fire, theft, or storm damage. That's where Business Insurance comes in.

What does Business Insurance cover for my NDIS business?

Buildings & Contents

Covers your premises and business contents against loss, damage or theft from fire, storm, malicious damage and other defined events.

Theft & General Property

Covers loss or damage to portable and valuable possessions, including laptops, mobile phones and other business equipment.

Business Interruption

Covers financial loss resulting from an insured interruption to your business operations — so you can keep trading while you recover.

What is typically not covered?

  • Negligence or breach of duty arising from your professional services (covered by Professional Indemnity)
  • Flood damage (generally excluded from standard policies)
  • Known claims and circumstances at the time of taking out the policy

What about protecting your key personnel?

BizCover can also offer Management Liability Insurance — protection for the company and the people who manage it (directors and senior managers) against the risks of running the business, including allegations of misconduct, legislative breaches, unfair dismissal, sexual harassment, and employee theft and fraud.

Find out more about Management Liability Insurance →

How do I get Business Insurance for my NDIS business?

Call 02 8287 6576 to speak to a BizCover agent, or get a quote online instantly.

Ready to get covered?

Have your ABN handy. Takes less than 5 minutes.


Disclaimer: MyCareSpace does not offer insurance advice. There is no one-size-fits-all for insurance and your insurance agent will be able to ensure you have the correct cover.

MyCareSpace is a referral partner of BizCover Pty Ltd (ABN 68 127 707 975; AFSL No 501769). MyCareSpace earns a commission from BizCover when you purchase a policy through their website. Any advice provided is general advice only. Please read the relevant PDS before making a decision. For more information, read BizCover's Financial Services Guide.

MyCareSpace resources may be shared provided they are credited to MyCareSpace with backlinks to the original resource.

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