What kind of insurance do aged care providers need?
A company providing aged care workers should have the following insurance cover:
- Professional Indemnity
Protects your company against claims for alleged negligence or breach of duty arising from an act, error or omission in the performance of one of your staff whilst performing their duties.
- Public Liability
Even the most careful care workers run the risk of injuring someone or damaging something whilst performing their duties.
If a third party suffers an injury or property damage as a result of the negligence of your staff, your insurance cover protects you in the event of a claim.
- Accident Cover
This may be Personal Accident Cover or the state based insurance cover program in your area (e.g workers comp in NSW, Worksafe in VIC)
- Management Liability
Protects a company and its management (directors) against the risks and exposures associated with running the company. It protects your personal assets against legal costs for allegations of mismanagement, misconduct or legislative breaches.
Get an Instant Quote - Insurance for age care support companies
Select the type of aged care provider that applies to your business.
Aged Care Companies Care offering In Home Care
This is the provision of age care support workers to the elderly. Support is provided to people in their own home to help them live as independently as possible. Help with things like washing and dressing and making sure clients take their medication on time or going to a day centre.
Aged Care Companies offering Short Term Residential Care
This age care provider insurance covers organisations that offer respite care or short term accommodation. Elderly clients stay for up to 3 months receiving support services.
Aged Care Companies offering Long Term Residential Care
This age care provider insurance is for age care companies that offer accommodation to elderly clients who stay longer than 3 months.
Have a question? Contact us or speak to an agent on 02 8287 65 76.
