INSURANCE FOR THERAPISTS | MyCareSpace

INSURANCE FOR THERAPISTS

Allied Health Professionals Insurance

Allied Health Professionals and the NDIS

Under the NDIS, people with a disability typically have funding in their NDIS plans for allied health professionals like psychologists, occupational therapists, speech therapists, counsellors and physiotherapists.

These professionals work with people with disabilities to improve their health, wellness and capacity to participate in everyday life- at home, school or the workplace. 

Allied health practitioners also diagnose health issues arising as a result of a disability, support the disabled person with strategies to manage the disability, and provide therapeutic care.

As an allied health professional, small mistakes can have big consequences. So while you’re busy looking after your clients, you need to be confident that your insurance covers you.  

Allied health therapists working under the NDIS with people of disability need the following insurance cover:

1. Professional Indemnity

A Professional Indemnity claim has the potential to cripple your business and ruin your reputation. Professional Indemnity insurance is designed to protect you against losses claimed by a third party due to alleged or actual negligence in your professional services or advice.  Your Professional Indemnity insurance will meet the associated compensation payable to the third party together with your defence costs (which can include legal costs, investigator costs and expert fees).  

2. Public Liability Insurance

Whether you work from your own practice, make home visits, or attend to your clients in hospital, you are always in close contact with them, making Public Liability insurance important for allied health professionals. 

Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities 

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