Understanding my NDIS Plan | MyCareSpace

Understanding my NDIS Plan

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Your NDIS plan is divided into 3 parts.

  1. ABOUT YOU - describes who you are, your family, where you live and the people that form part of your daily life.

  2. YOUR GOALS - describes your goals and aspirations and should refer back to your Planning Meeting.

  3. YOUR SUPPORTS - lists the formal and informal supports that will help you work toward your plan goals.


YOUR SUPPORTS either can be:

  1. Informal Supports

    • Family and friends, or services and community groups
      You and your planner may have identified family, friends or mainstream services and community groups that provide you with support. This could be baby sitting, respite, cleaning, personal care or social outings with extended family or weekly visits from local volunteers or other community based supports. A Support Coordinator can also help you to connect with new informal supports if you request this assistance.                                                                                                                                                                                               

    • Mainstream supports
      These can include the education system, the health system (GP,hospitals, dentist, specialists) and mental health systems as well as Centrelink. Community supports can include the local libraries, swimming pools, play groups and community groups.

  2. Formal Supports
    This is funding that the NDIS provides so that you can access 'reasonable and necessary' supports that help you reach your goals and aspirations.

    The amount of  money allocated to these supports is largely based on the information you have provided or shared in your planning meeting e.g  the frequency of therapies recommened by your therapist or the nature of social interactions appropriate for your circumstances or the number of hours per day of assistance with personal care required to meet your goals.

    Remember your plan is annual (some exceptions apply) so as your needs change so should your supports. 


Your NDIS Formal Supports (NDIS funding) is divided into 3 sections:

1. Core

The Core support budget includes supports to help you complete activities related to daily living and work towards your longer-term goals.  It is made up of 4 support categories.

  1. Daily activities 
  2. Social, community and civic participation
  3. Consumables •
  4. Transport only when managed by NDIA, Plan Management Agent or you are self-managed (excludes periodic transport payments).

Core funding is flexible across all the support categories. For example: If you have a total ‘Core’ budget of $14,000, you can choose how to spend this across all four support categories. 

Exception: If you have 'Stated Supports' - these can only be spent on what they specify.

2. Capital

The Capital Support budget has 2 support areas (categories):

  1. Assistive Technology – includes items for mobility, personal care, communication and recreational inclusion such as wheelchairs, pressure mattresses, standing frames, bathing and toileting equipment, personal readers and vision equipment, and vehicle modifications.
  2. Home Modifications  - The funds in this support category are not flexible and can only be used for the support category to which they were allocated to. E.g for a ramp funded by home modifications or a wheelchair funded by Assistive Tech.

3. Capacity Building

This category includes supports to help build your independence, life skills and social and community engagement or finding and keeping a job. This funding is allocated across 9 support categories. To access funding from each of these categories , you would need to relate them back to your goals as shared in your planning meeting.

  • CB Daily Activity (Improved Daily Living)
  • CB Choice and Control (Improved Life Choices)
  • CB Employment (Finding and Keeping a Job)
  • CB Social Community and Civic Participation(Increased Social and Community Participation)
  • CB Health and Well Being(Improved Health and Wellbeing)
  • CB Home Living(Improved Living Arrangements)
  • CB Lifelong Learning(Improved Learning)
  • CB Relationships(Improved Relationships)
  • Support Coordination

The amount of funding in each support category is flexible WITHIN that category. This means that for each support category funding, you can decide which services or products you wish to spend your funds on. For example if you have $14,000 in CB Daily Activities, you can choose how much you might spend on OT, Speech Therapy and Music Therapy etc.  You can choose how you spend the dollar amount in each support category by checking the NDIS price list and matching supports on the NDIS website.  Another example would be the support category: CB Social Community and Civic Participation: assuming you are allocated a budget of $5,000 to this category you could choose to spend $3,000 on peer support and $2,000 (or 36 hours at the price guide) on individual skills development.

You cannot combine funding across support categories. This makes sense since each support category is working towards achieving a particular goal.


Summary of Important Points:

  • Your plan has a dollar amount that you can spend on each of the 3 support budgets (Core, Capital & Capacity Building) and it will be allocated to individual support categories, with a total plan budget being a sum of all support categories funded.
  • Your plan should indicate how the supports will be paid and this should based on the funding option you selected (agency managed/plan managed/self-managed) e.g if you are plan managed it should say " The supports will be paid directly to your plan manager." For other  supports it could say " NDIS will pay my support provider for these supports". For Transport its likely to say:" NDIS will pay you directly for these supports"
  • The funds allocated to each budget (CORE/CAPITAL/CAPACITY) can only be spent on that budget.
  • You can't spend more than the total amount allocated to each budget.
  • The amount allocated will not change during your current plan unless you have a plan review (see below).


Stated Supports

As above, 'Stated Supports' must be purchased as they are described in the plan. You cannot spend money allocated to a particular Stated Support on anything else. The most common state supports include those under Improved Relationships (CB relationships) support category where a specific combination of support items may be allocated for the formulation and implementation of a behaviour support plan.


Spending Money

You can now choose how to spend the funds in each of the Support Budgets. You can choose the activities and services on your own or with the help of a Support Coordinator or by searching for providers using online directories like MyCareSpace or speaking with friends and family for referrals.

The NDIS price guide is included in your Plan handover pack, but can also be found online. It shows how much you can spend on each type of service. 

Side note: If you are Self Managing you are not restricted to pay the prices set out in the NDIS price guide. Also it should be noted that if you are self-managing or plan managing you are not required to only use NDIS registered providers. For more on how to get the most from your NDIS Plan: Self-manage or Plan Manage watch our recent webinar. info


Plan Reviews

NDIS plans may last for anywhere from 6 months to 2 years depending on your circumstances. However, if your new plan is not right for you, you can request a 'Review of a Reviewable Decision' regarding the funded supports in your plan within 90 days of receiving your new plan.  Check out our resource on Understanding Plan Reviews.  If you still have questions, direct them to your LAC or Support Coordinator in the first instance or call us on 1800 670 014 or email your questions to info@mycarespace.com.au.


Sample Plans

We have done some research to find quality sample plans and  found The Summer Foundation has published detailed sample plans.

Caveat: Remember that  everyone's plan will be different, since every participant's cirucmstances are different.